Lender developments, credit trends, compliance and publicly verifiable programs with their limits made clear.
Second-quarter retail units increased 13.8% and wholesale units rose 15.9%, while dealer-sourced acquisitions jumped 53.7% and gross profit per unit declined in both channels.
The revised outlook reflects stronger-than-expected demand and improving credit access, while a separate September forecast puts the average new-vehicle payment at a record $821 for the month.
The IRS has finalized who can deduct up to $10,000 a year in interest on qualifying new-vehicle loans, including the U.S.-assembly, income and loan requirements buyers need to check.
August brought the broadest auto-credit access since 2015, but the average contract rate rose to 10.99% and a record 31.3% of loans stretched beyond 72 months.
CFPB data shows $61.3 billion in auto loans originated in January 2026 while year-over-year credit inquiries declined in May.
A proposed multistate consent order combines an estimated $634 million in debt relief with new requirements addressing vehicle prices, optional products, consumer disclosures and dealer monitoring.
The Federal Reserve raised its target range by a quarter point, but dealerships should verify lender rate sheets instead of treating the policy move as an automatic one-for-one change in consumer auto financing.
An August 29 LinkedIn post provides no documents, named sources or definition of the reported amount; the industry relevance lies in floorplan controls, not speculation about an unnamed group.
Second-quarter finance data shows hybrids gaining share and carrying lower average payments than gasoline and electric vehicles, while loan balances and delinquencies continued to edge higher.
RV Industry Association data shows 19,948 units shipped to dealers in July, with a sharp monthly motorhome decline but materially different year-to-date trends by segment.
J.D. Power and GlobalData project a 16.4 million annualized sales pace, but rising payments, longer terms and weaker trade equity show where affordability is constraining the showroom.
Cox Automotive estimates new EV sales rose modestly from June but remained far below July 2025, while used EV sales, supply and prices all finished above year-ago levels.
J.D. Power says ease, approval speed and lender relationships collectively account for 70% of the reasons dealers choose a lender, while 74% of respondents want more self-service capability.
RevPay places processing, modern payment methods, reporting and funding visibility inside Lightspeed for RV, powersports, marine, trailer and golf-car retailers.
The agreement calls for compensation, a civil penalty and new policies after alleged mishandling of servicemembers' lease rights.
Retail auto originations increased 21% to $13.3 billion while the lender emphasized that the larger funnel still allowed selectivity.
The captive reported $432 million in net income and $125.5 billion in earning assets, metrics of scale rather than consumer-program eligibility.
Edmunds found 29.6% of new-vehicle trade-ins were underwater in the second quarter, with an average deficit of $6,884.
The estimate arrived alongside $3,217 in average incentive spending and a 13.6% share of financed transactions at 84 months or longer.
Experian's first-quarter report put average terms at 69.48 months for new vehicles and 67.73 months for used vehicles.
The nonprime lender said it enrolled 1,526 dealers in the first quarter while continuing digital application and dealer-workflow initiatives.
The agency's 97 warning letters connect advertising, desking and F&I when a public price depends on rebates, down payments or financing conditions.
A December forecast put negative equity on 26.9% of trade-ins and average incentives at $3,433, with substantially larger discounts on EVs.
The New York Fed reported $184 billion in quarterly auto originations and leases as transitions into serious delinquency edged higher.
Eligible MINI EV and plug-in-hybrid owners could earn incentives, but vehicle, utility territory and participation terms control eligibility.
CDK reported lower satisfaction and longer waits in a survey of more than 1,200 shoppers.
